Does the Mrs have to be the main named driver to get discount?
No, 2nd driver is fine. I do this to reduce my premium even though my girlfriend never drives my car. Of course check first that it actually is cheaper!
Follow Martins money tips and change insurance every year because if you stay with the same insurer every year
Definitely. http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance for those who don't know that site.
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