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Old 03-04-2008   #1
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Declaring your options to your insurance company? Experiences...

Just wondered how this works, especially with the glass roof. There have been reports of insurance companies not covering glass rooves unless they are a standard fit as on the Lounge. Mine is a Pop specified up to Lounge levels, and I'm wondering if I should tell them to insure it this way. Lounge is a group higher than a Pop I think probably due to the alloys and the roof!
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Old 03-04-2008   #2
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Re: Declaring your options to your insurance company? Experiences...

Mentioned it to mine & they said they were only interested if there was anything that increased the power or speed.
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Old 03-04-2008   #3
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Re: Declaring your options to your insurance company? Experiences...

Spoke to mine about this yesterday as it happens, as wasn't sure whether I'm supposed to declare all the options that we've gone for on our 1.4 Sport, like the leather and glass roof and larger alloys etc.

I was told by my insurance company that they know what optional extras are added on/included in a brand new car, through the DVLA apparently by checking against the registration plate. Basically, she told me that I didn't need to inform them because they already have that info just by going by the number plate. I hope I make sense.

She said that the only time you'd need to inform the DVLA is for eg, if you bought a 2nd hand car, or a new car and then added something on 'after' you have taken ownership of it, ie new car bought in April 2008, then added bigger alloys in June 2008.
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Old 03-04-2008   #4
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Re: Declaring your options to your insurance company? Experiences...

Hmm.. that's really interesting!
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Old 03-04-2008   #5
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Re: Declaring your options to your insurance company? Experiences...

Quote Originally Posted by dougl65 View Post
Hmm.. that's really interesting!
Yeah should only really be an issue if you are adding aftermarket kit or anything that alters the performance. Most insurance companies are fine with the standard options list.
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