Bank transfer

[Most Easterly Pandas]

I need to transfer cash from my account to someone elses with a different Bank.

I've the other persons account details etc, but how do I go about it? Do I walk into my bank and give them details and they do it or will I have to withdraw the cash and take it into their Bank?

 

[kayl0rz]

you can do it online if you have internet banking

 

[ChrisUK]

Either. Getting the cash out and paying it in at theirs would be fastest.

 

[Most Easterly Pandas]

you can do it online if you have internet banking

Nah, not that technicalogically advanced yet. lol. Paypal is as far as I go online

Either. Getting the cash out and paying it in at theirs would be fastest.

Ta Chris

 

[volxstu]

Just phone your bank and do it. It should be pretty much instant

 

[Most Easterly Pandas]

Just phone your bank and do it. It should be pretty much instant

Haven't got telephone banking set-up either lol.

 

[volxstu]

I have managed to do it over the phone without being singed up to the service, i cant for the life of me remember how though. I think i asked them to sent me a telephone banking password etc.

 

[Garree001]

Do you have a cheque book? lol

But yeah, the fastest way to get the funds into their account will be to withdraw the cash, take it to their bank and fill in a paying in slip. I think electronic transfers take a couple of days. They do for me when I am transferring funds from my Barclays account to my Lloyds one. Even takes a couple of days to transfer to another Barclays account

 

[volxstu]

Im not sure that is always true now days. I have done transfers at the bank from say barclays to Nat West that have cleared within hours.
I would recommend that you get a telephone banking set up the Jon. Its easy and i always feel safer than using the net. Although mine is expensive to phone on mobile.

 

[Garree001]

http://saynoto0870.com/

 

[volxstu]

LOL i was having this conversation with somebody the other day and he told me about that. I forgot that he told me about that, but cheers anyway. Does it work?

 

[Garree001]

I am led to believe that it does. Never tried any numbers from it myself though.

 

[Helz]

I tried one for DHL and got through to the wrong department but she put me through to the right person, which was more than the 0870 number managed, depsite its extensive menus!

 

[Most Easterly Pandas]

Does it work?

Only if the number has been submitted to here.

Tried it with Sony when PS2 went kaput under warrentee. They tried having none of it. Dad went bolistic at them and next day we had new ps2 so must be firly good

 

[PlopHole]

Online monies transfers for me take a couple of hours (HSBC to Abbey). I'm just wondering where the money goes once its left my account and hasn't yet arrived at the destination!?

 

[Helz]

Online monies transfers for me take a couple of hours (HSBC to Abbey). I'm just wondering where the money goes once its left my account and hasn't yet arrived at the destination!?

The banks hang onto it for interest, that's how they make their money.

 

[Most Easterly Pandas]

The banks hang onto it for interest, that's how they make their money.

I know. Makes me sick that does

 

[Kier]

I know. Makes me sick that does

Its a business, they've got to make money somehow.

 

[Most Easterly Pandas]

Its a business, they've got to make money somehow.

So why is the UK practically the only country where banks do this? They manage ok in other countrys not having to keep your oney for hours (or days with cheques) :bang:

If they invest saving's properly they wouldn't have to, but we won't go there, thats why this country is currently where it is

Then there's bank charges, pfft, I'm not against them but if they're gonna mug you they need to make up they're mind as to how they do it!!!

*rant over*

 

[PlopHole]

The banks hang onto it for interest, that's how they make their money.

So, they could pass a little of the money they make onto me once they're finished with it. I'd be happy with that!