Punto hgt or stilo abarth? hows the selespeed?

Hi im 21 and have had a crash recently...

quotes for the stilo 2.4 20v comin back about 1215 third party fire and theft 1892 fully comp and for the punto hgt exact same price
WITH ADMIRAL (CHEAPEST FOR ME)

Just wondering which to get and why?

Also how does the jtd compare although a little slower? mpg and insurance is a lot better i see. insurance 793 third party/1183 fully comp



also how does the selespeed thing work on the stilo abarth? how does the gear stick work is it a normal one and do you have to back off the accelerator when you change? does it take long to go down to 2nd from 6th say if your cornering? thanks

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abarth has high running costs in addition to insurance....tyres, servicing fuel etc.

selespeed varies between owners - i've had no issues with mine, is a phase 2 '54 plate.

car changes itself in auto mode, paddles and / or stick can be usd to change up / down, overriding the system. you can "double click" to get two shifts at once. (or triple etc. car only has 5 speeds).

car will change up from gear to gear if you plant the right foot down.

jtds are more economical and flexible for tuning. don't have selespeed / nice note...

abarth has loads and loads of "big car" kit, doesn't have that "small car fun factor" - all depends what you want from your next car.......

Personally I'd be tempted to go with whichever you can get the cheapest insurance with....and get some NCB built up.