Interesting
I didn't suggest not checking the coolant level. Only that you should stop the car if the engine check light comes on?
That should be a given in any car. You might get an earlier warning if the heater stops blowing warm air when it's supposed to; again, you should stop the car if that happens.
The problem with the panda is that the HG usually fails before the engine check light comes on, made worse by the fact that they very often develop coolant leaks as they get older.
You're quite right in saying it's important to change the coolant regularly; loss of corrosion protection will quickly lead to a leaky radiator. The Panda radiator is only just about fit for purpose when it's new.