i had a knock at my door this morning from a lady she had hit my punto she admitted fault so i wont have to pay but from my drivers door right to the bumper are dents and scratches.


i got a question as well i have a small dent on my bonnet and 3 small chips and i have 2 scratches one on my passager back wing and one on the back arch have you got any ideas how much it would cost to get that fixed i thought well my car has to go in any way so might as well get it all sorted at the same time.

at most places they will be happy to fix all the damage and charge the other person's insurance company for it, even if the accident only caused half the damage. no one will ever know, and its more money for them, so its not hard getting them to say yes. all you have to do is ask.

i was once refused, so i went somewhere else. as long as your insurance company dont force you to use a certain repairer then you'll defo be able to get it all repaired at no cost to yourslef.

jug said:

at most places they will be happy to fix all the damage and charge the other person's insurance company for it, even if the accident only caused half the damage. no one will ever know, and its more money for them, so its not hard getting them to say yes. all you have to do is ask.

i was once refused, so i went somewhere else. as long as your insurance company dont force you to use a certain repairer then you'll defo be able to get it all repaired at no cost to yourslef.

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Be careful. my dad works for an insurance repair shop and they have had plenty of people do that which was just enough to tip the car over the "write-off" price. so bare that in mind

thanks for that i will see so what should i say to them? its not a great deal of damage that the lady has done but will cost a few hundred i would of thought

craigb244 said:

Be careful. my dad works for an insurance repair shop and they have had plenty of people do that which was just enough to tip the car over the "write-off" price. so bare that in mind

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LOL

craigb244 said:

Be careful. my dad works for an insurance repair shop and they have had plenty of people do that which was just enough to tip the car over the "write-off" price. so bare that in mind

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a writeoff isnt a bad result at all because you buy the car back cheap and get it fixed and still have loads of cash left over. if an insurance approved repairer says it will cost £1000 to fix, you know you can get it done for £250 elsewhere so imo a writeoff is the best outcome.

my car wont be a write off its only a small amount of damage, what should i say to the garage about getting the rest done as well?

fletcher11 said:

my car wont be a write off its only a small amount of damage, what should i say to the garage about getting the rest done as well?

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be honest and tell them what you want them to do. dont worry they do it all the time.

well i got to wait for insurance company to ring back and then they gonna send a form out so just gotta wait now i have not claimed before so i have no idea about how long it all takes.

fletcher11 said:

well i got to wait for insurance company to ring back and then they gonna send a form out so just gotta wait now i have not claimed before so i have no idea about how long it all takes.

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The lady wasnt stupid IMO, maybe careless or distracted but she DID own up.... Fair play to her I say...

Ffoxy said:

The lady wasnt stupid IMO, maybe careless or distracted but she DID own up.... Fair play to her I say...

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:yeahthat:

So many people would have legged it!.

The lady wasnt stupid IMO, maybe careless or distracted but she DID own up.... Fair play to her I say...

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she didnt even know she hit my car until her husbund said stop she scraped from my drivers door to bumper i think thats stupid.


yes it was good she owned up she was a nice lady really but how can u not know u hit a car and then keep reversing

fletcher11 said:

she didnt even know she hit my car until her husbund said stop she scraped from my drivers door to bumper i think thats stupid.


yes it was good she owned up she was a nice lady really but how can u not know u hit a car and then keep reversing

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Noob driver or a lack of spacial(?) awareness, def not stupidity.

Her cars damaged too I bet her partner aint too pleased.

Tell me honestly, would you have owned up?

As Chris says most would leg it...

ys i would of because there was so many houses around and i would of been worrying that someone would have seen me if i didnt own up. and thats thr truth.

Ffoxy said:

Noob driver or a lack of spacial(?) awareness, def not stupidity.

Her cars damaged too I bet her partner aint too pleased.

Tell me honestly, would you have owned up?

As Chris says most would leg it...

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If I was 17-18 I would have legged it. Now, I'd own up.

you can point out the damage you want fixing as well and ask for a quote on it. if there a nice place (like where my dad works) they will make the insurance pay or if its to much you just pay the extra

fletcher11 said:

ys i would of because there was so many houses around and i would of been worrying that someone would have seen me if i didnt own up. and thats thr truth.

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Heheh Fair play mate...

I still say she's not stupid.... more naive I'd say (she shudda zimmered it)

well it dont matter now its done lol the car is driveable so thats ok will just see what happens when i get to garage

ChrisUK said:

So many people would have legged it!.

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me included tbh

jug said:

me included tbh

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I was going to say that to:yuck: