paulbfd said:

Just to check it over, have you got a race pipe on it that the insurance don't know about? Shouldn't matter really as it wouldn't have had any influence on the incident.

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no theres nothing on it

alainax said:

ive phoned them today, are saying thre gonnabe sending an engineer out first, what does that mean?

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is this the first engineer that has been out?
have the insurance company already decided if it is finanially worth fixing?

i mean.... if your bike is worth say 4k, and the engineer says the damage will cost 5k to fix, the other perssons insurance company arent going to pay that extra money and the bike will be a 'Cat C' write off.... meaning it isnt financially worth fixing.

thats wat happened with my first cento... they accepted liability, sent an engineer out, he declared it a write off, and i got offered an ammount as a settlement for it. (usually market value of the car / bike involved)

mase said:

is this the first engineer that has been out?
have the insurance company already decided if it is finanially worth fixing?

i mean.... if your bike is worth say 4k, and the engineer says the damage will cost 5k to fix, the other perssons insurance company arent going to pay that extra money and the bike will be a 'Cat C' write off.... meaning it isnt financially worth fixing.

thats wat happened with my first cento... they accepted liability, sent an engineer out, he declared it a write off, and i got offered an ammount as a settlement for it. (usually market value of the car / bike involved)

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they told me on friday that they were going to fix it and asked which garage id liked it fixed at,
its the first engineer out.
the bikes worth 2.5k the damage is £1800.
im confused now, are they gonna fix it or not?

alainax said:

they told me on friday that they were going to fix it and asked which garage id liked it fixed at,
its the first engineer out.
the bikes worth 2.5k the damage is £1800.
im confused now, are they gonna fix it or not?

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just ignore me and my ramblings its usually the best plan of action

they would only write it off if the damage cost more to repair than the bike was worth... but as u already have a quote for the damage, there is no danger of that happening

youll be fine and she be back on the road in no time

mase said:

just ignore me and my ramblings its usually the best plan of action

they would only write it off if the damage cost more to repair than the bike was worth... but as u already have a quote for the damage, there is no danger of that happening

youll be fine and she be back on the road in no time

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lol! im worried that the engineers gonna go nah were not fixing it!
il let yas know tho!

alainax said:

lol! im worried that the engineers gonna go nah were not fixing it!
il let yas know tho!

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the others persons insurance company will want to send their own engineer to make sure the damage quotes are accurate, standard procedure.

there is a big difference between £1800 and £2500, so i really dont think u have anything to worry about.

it will all be good and youll be wizzing about in your leathers before you know it

mase said:

the others persons insurance company will want to send their own engineer to make sure the damage quotes are accurate, standard procedure.

there is a big difference between £1800 and £2500, so i really dont think u have anything to worry about.

it will all be good and youll be wizzing about in your leathers before you know it

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i hope so! :slayer:

So how do you know there is £1800 worth of damage, is that your own estimate ?

Are you claiming off the other persons insurance ?

Goldie Punto said:

So how do you know there is £1800 worth of damage, is that your own estimate ?

Are you claiming off the other persons insurance ?

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no ive already had 2 estimates done, one from a registerd suzuki garage and 1 from my local garage, both of which were around that mark. yes claiming her ins, wasnt my fault n shes admitted liabilty

Right, its on this guys say so what happens to the bike, they can either get it fixed, offer you a pay out and you get it done or write it off.

ok well the inspector been and gone and gave me the news.

ready..........

my bikes market value=£2550
Cost to repair=£1800.
salvage value=£1200.(much my bike is worth now shes damaged it.
will pay me £1500 cash and i keep the bike as a non write off (cash settlement)
i think thats pretty good!

alainax said:

ok well the inspector been and gone and gave me the news.

ready..........

my bikes market value=£2550
Cost to repair=£1800.
salvage value=£1200.(much my bike is worth now shes damaged it.
will pay me £1500 cash and i keep the bike as a non write off (cash settlement)
i think thats pretty good!

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Yes but didnt you say there was more than £1500 worth of damage ?

Sounds like a fair deal to me. Should cost half what they reckon to fix.

how can he offer u less than the cost of the repairs?

if the bike isnt a write off, tell them u want enough money to repair it!

if the bike is a write off, then tell them its worth 2250, and thats how much u want!

paulbfd said:

Sounds like a fair deal to me. Should cost half what they reckon to fix.

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does that matter though?

if the damage been done is quoted at 1800, then surely the insurance for the person responsible should pay out the ammount quoted to get the bike repaired!

She gets to keep the bike, so she's kinda getting £2,700. £1,500 & "salvage value" of £1,200.

paulbfd said:

She gets to keep the bike, so she's kinda getting £2,700. £1,500 & "salvage value" of £1,200.

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yeah what he sed!!

they cant take the bike from me coz its the other parties insurance. so therefor i have to keep the bike, i think its really good, ive got £1500 cash n get to keep my bike, wich isnt in that bad nick only some cosmetic scrapes n scratches, il just look out for a second hand fairing on ebay, and by a performance zorst. :slayer: