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Old 05-10-2006   #1
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housebuying made easier?

http://news.bbc.co.uk/1/hi/england/bristol/5407816.stm

i remember when buying ours, everyone pointing at each other saying, they havent done this that or the other, and me in the middle with no one to vent on......
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Old 05-10-2006   #2
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Re: housebuying made easier?

what i don't understand is why lawyers and solicitors have to get involved when buying a house.

I mean if you knew everything involved in the process would one still have to seek assitance from a lawyer or solicitor?
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Old 05-10-2006   #3
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Re: housebuying made easier?

when such a large amount of money is involved its always best to use the slow expensive process, its for everyone's protection (and certain people's gain).

even if you wanted to buy a house off someone you knew and trusted you would still have to get the name on the deed changed, and that would require the assistance of a legal authority. but you could save on the estate agent costs by facilitating the rest of the sale yourself.
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Old 05-10-2006   #4
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Re: housebuying made easier?

Would help if prices weren't so rediculously high to start with f**king inflation!
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Old 05-10-2006   #5
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Re: housebuying made easier?

Quote Originally Posted by jug
you could save on the estate agent costs by facilitating the rest of the sale yourself.
oh we did that bit, the vendor passed the fee on as a saving to us, good thing the mrs has great interpersonal skills! besides having had to deal with estate agents for the year or so it took to find a house that was a)affordable, b)liveable c) decent area, i came very close to harming at least one smug twerp, remember the BT ad where he's showing a new house....yeah just like him....
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Old 05-10-2006   #6
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Re: housebuying made easier?

We found an ideal house - Eventually got the price down to an affordable price - Agreed the sale then the owner died

Don't even get me started on the conveyancing clerk.. Never available. Took forever to get anything done.. Took 2 weeks and £100 to do something that can be done for free with 2 clicks on a website... GRRRRR!
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Old 05-10-2006   #7
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Re: housebuying made easier?

I don't know why they don't just make the system down here the same way it is in Scotland, all done through one lawyer, an estate agent is only paid a small fee for advertising the property based on sale price, they have absolutely nothing to do with a house sale.

All bids are sealed and opened on same day by lawyer who only gets paid a single fee as well no matter what price the house goes for.

Its very easy all above board and you can not get guzumped as its illegal.

It will soon be law as well in Scotland that the seller has to get a full structural survey done, that is then guaranteed for x years and all sellers have privy to this information, so no multiple surveys carried out by the interested parties, which is a con.

There is also no such thing as a chain, and you also own the land your house sits on unlike these strange multiple year lease things they have in England.

the whoe system needs shaken up as to many people are creaming money off the present system
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Old 05-10-2006   #8
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Re: housebuying made easier?

oh and lest we forget the one payment that absolutely sent me over the edge.....stamp duty 2000 for a stamp, christ premiership footballers get fined less that that for flattening an opponents spuds!!
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Old 05-10-2006   #9
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Re: housebuying made easier?

yeah stamp duty is so wrong. they'll scrap it one day, as soon as they can think of a new name for it.
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