Hello folks.

Today i renewed my insurance with Quinn-Direct as they were the cheapest. Completely happy, no gripes.

£546.95 insured, 3rd party. With one years no claims and pass plus on a '99V.

The question; they mentioned over the phone i am now able to drive any car (which is insured by someone else) with third party cover on an occasional basis. Is this right at being only 18 years of age?

For example; could i drive a Y reg BMW 318i? - M reg Renault Clio, Astra TD. Etc?

Seems a bargain if true. Thats a saving of £300 off the next best quote.

Matt

yeah its true, they told me it aswell

Yeah that's right, if you are fully comp on your car then you can drive another car third party that is insured by someone else. But tbh I wouldn't want to drive a decent car third party, especially not someone elses decent car

Get in there

Dreams of the ZX Volcane are coming true. Mmmmmm:

http://cgi.ebay.co.uk/1993-CITROEN-...646051852QQcategoryZ18174QQrdZ1QQcmdZViewItem

H2DaE said:

Yeah that's right, if you are fully comp on your car then you can drive another car third party that is insured by someone else. But tbh I wouldn't want to drive a decent car third party, especially not someone elses decent car

Click to expand...

err.... :chin:

fiatpuntosx said:

£546.95 insured, 3rd party. With one years no claims and pass plus on a '99V.

Click to expand...

H2DaE said:

Yeah that's right, if you are fully comp on your car then you can drive another car third party that is insured by someone else. But tbh I wouldn't want to drive a decent car third party, especially not someone elses decent car

Click to expand...

But, i'm only covered third party and they said that?

Oops Well I thought it was only fully comp that could do that?

Must read threads properly before posting
Must read threads properly before posting
Must read threads properly before posting
Must read threads properly before posting

Answer?

Named Driver Experience Discount*
Easy Monthly Payment Option
Loss of keys cover
Personal accident cover**
Medical Expenses**
Hotel Expenses**
Audio equipment
New car replacement
Generous No Claims Discounts
Protected Maximum No Claims Bonus Option
Step-back No Claims Discount as standard
New Low Claims Excess
Open Drive Option
Driving Other Cars Extension
European use (3 months max)
Courtesy car when using approved repairer
*Available to first time policy holders only.
**Comprehensive cover only.
Cover is subject to the terms & conditions of the policy document.

Oooooo....

im not sure, but id get them to give you written confirmation that you can drive other cars.

then if they were incorrect you can produce proof of thier mistake and you wont be at fault

*goes off to check his policy*

yeah i'm TPFT

My policy with Quinn Direct is the same. I'm covered 3rd party and I'm also covered on other cars (within reason) 3rd party. I drive my dads car which I couldn't even get a quote on, using my insurance.

As long as you have permission from the registered owner, then you've got 3rd party cover.

Result.

Funny, most insurance companies are withdrawing this service due to the number of people abusing it.

i.e. 20year old lads driving their mum's Scooby on the 3rd party on their Fiesta.

yeah ive never heard that with non fully comp policys.

Well i'll wait until confermation comes through the post and then let you guys know.

But, it seems to be the case as said above with others on FPFT.

Matt

I'm a bit late but...yes, you definitely can
It explains it in the terms and conditions, that as long as you have their permission, you can drive it. However, i'm sure it restricts to a car belonging only to a family member

It might also be restricted to a car upto the same insurance group as the car your insured.

Got the certificate and confirmation of insurance from Quinn-Direct today and i can confirm:

"The policyholder, if they have a full EU licence, may also drive, with the permission of the owner, any Private Motor Car subject to the terms and conditions of the policy."

(on the back it reads basically as long as your not racing, testing, rallying, and no money handing over (taxi).

This seems a good deal, considering i'm only covered third party with them anyway. Wicked.

So yes, it seems the answer to my question is:

YES

Matt