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Old 03-06-2008   #1
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Have I got the cheapest insurance for my age?

I've been reading all the threads and everyone is moaning about insurance prices for youngster and car with mod's.

I'm 19, no NCB, 3 points for speeding (SP30), told them about mod'ed front lights, two accidents (one not at fault and one pending, but won't come out as my fault) and on my 1.1 Auto Panda its £1280.04 FULLY COMP! with £400 excess. The next cheapest was £1600!

I put dad on as a named driver, he's got full NCB and it brought it down by £16, lol, but atleast he's fully comp to drive rather than 3rd party through his insurance.

I think mines cheap concidering, I know someone with a 1.1 N-reg Fiesta who's paying £1900 TPFT
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Old 03-06-2008   #2
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Re: Have I got the cheapest insurance for my age?

im 17 i have a punto 1.2 i have daddy on the insurance i have TPFT (used to have fully comp) i have to pay about £900 for my insurance
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Old 03-06-2008   #3
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Re: Have I got the cheapest insurance for my age?

yea, but thats TPFT. Whats your excess? I thought mine was cheap concidering my driving conviction etc.

Jon.
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Originally Posted by b1g1an View Post
You need to twist as you pull, just twisting then pulling isn't enough.
Originally Posted by Jai View Post
grip the meat, loosen the throat, relax and slide it in
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Old 04-06-2008   #4
 
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Re: Have I got the cheapest insurance for my age?

My first ever insurance was on a 2003 Mk2 1.2 Active Sport Punto.

I was 18. No NCB and had only been driving a few weeks after passing my test.

I stuck my mum on my policy as a second named driver and only paid £775 full comp!!
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Old 04-06-2008   #5
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Re: Have I got the cheapest insurance for my age?

19 and paying 1280.04 on a 1.1? I'd say no!
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Old 04-06-2008   #6
 
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Re: Have I got the cheapest insurance for my age?

Sorry guys; mines even lower.

T-reg Punto 60S 'Team' (whatever that stands for). 19 at the time of the policy being taken out, Fully Comp with no NCB, Pass Plus, Fully Comp with a max excess of £400 (depends what it is, can be as low as £100) and two addresses listed and all insured for on road parking. No parents to drag the costs down either.

£832.41
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Old 05-06-2008   #7
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Re: Have I got the cheapest insurance for my age?

Buggar, seems mine isn't as good as some peoples, lol. Worth a try though.
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Originally Posted by b1g1an View Post
You need to twist as you pull, just twisting then pulling isn't enough.
Originally Posted by Jai View Post
grip the meat, loosen the throat, relax and slide it in
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Old 05-06-2008   #8
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Re: Have I got the cheapest insurance for my age?

at 19 i was paying less than that on a 1.1 turbo cinq iirc
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Old 06-06-2008   #9
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Re: Have I got the cheapest insurance for my age?

Originally Posted by GhostWKD View Post
at 19 i was paying less than that on a 1.1 turbo cinq iirc
Ok, rub it in, lol.
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Originally Posted by b1g1an View Post
You need to twist as you pull, just twisting then pulling isn't enough.
Originally Posted by Jai View Post
grip the meat, loosen the throat, relax and slide it in
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Old 06-06-2008   #10
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Re: Have I got the cheapest insurance for my age?

At 21 and g/f was 20 at time i paid just under a grand including the extra for paying monthly..

That is on a 1.9 205 gti as my main car and a Seicento turbo as her main car and both insured on each car..

Do I win
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Old 07-06-2008   #11
 
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Re: Have I got the cheapest insurance for my age?

Well those prices have put everything into perpective. I was getting mighty p*ssed off that my insurance on the Sisley has gone up to £127 TPFT, last year it was £99. Respect to the youngsters, If I'd have got a quote for £1000+ when I was younger I don't think I'd have ever driven.


Oh ****.... I've just turned into my Dad!!!
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Old 07-06-2008   #12
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Re: Have I got the cheapest insurance for my age?

mates lost his licence once
1.2k
pergeot 106
disel 1.6 with mods
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Old 09-06-2008   #13
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Re: Have I got the cheapest insurance for my age?

£852 on my stilo jtd with 2 years ncb at 19
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Old 10-06-2008   #14
 
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Re: Have I got the cheapest insurance for my age?

I'm 35, full NCB, no accidents etc, I pay £116 fully comp on the 500

There are some benefits to being old!!!!!
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Old 10-06-2008   #15
 
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Re: Have I got the cheapest insurance for my age?

lol 0.9 cinq, dad on it too, aged 17...

£430.00 :P
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