insurance for young drivers ?

i've probly been on every insurance site going and NEVER have i ever seen any difference by adding pass plus... :S



also.. im a 17yo with a 08 reg grande punto (which im paying for myselfnot mummy and daddy... (to make a point...) on order and i have only had a licence 2 months and the cheapest quote ive ever seen for my car is £2200.. which is all my money gone..
also, even looking for cover for other cars i've never had any luck finding a single quopte under £2000.. im guessing insurance people dont like me.. and why not. i live in a goodish (i think) area and everything...

When i first got insured on my 1.2 Punto Active i was only 17 and had provisonal and cost me £987.

Now i have a Fiat 500 Sport 1.4 16v and only £560 lol only been driving a year so good to be a girl

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wak ur mam or dad on the insurance

Pass plus could say you a small fortune!! Contact your local police/council because a lot of them will pay towards the pass plus scheme. One department up here were offering to pay half for me (although I didnt bother - didnt have a motor at the time). Your driving instructor would be able to give you details of the organisation that can offer it at reduced cost. Sounds like a good idea though with your insurance being so high.

i save around about £500 when i add pass plus on to the insurance. kwik fit seem quite cheap for insurance. found them on moneysupermarket.

i use confused.com and that doesnt ask fro pass plus

Fiat panda 1.1 - around 56 quid a month with both parents on (18 years old) - directline including no claims discount when I was provisional.
Paying £25 myself a month as my dad uses it for work when I'm off college. (the car practically pays for itself at times)

With pass plus, won't penalties go up?

on my little 2000 X Reg 1.2 8v punto :P with a provisional licence

1607 with churchill
However i had put Legal cover on with that

If i didnt put that on it was 1585

Quinn Direct are cheaper to be on with as a learner but soon as u pass there like 2000ish.... not good....

I'd rather pay more as a learner when im going to pass soon and not pay any-more

Ziggy

Man I remember when I first passed (19 years old). My premium was £1,600 and I was litterally crying as each month passed, and a direct debit payment was taken!

I'm now 23, same car (1.2 8v - but modded and looks exactly like a sporting (interior, and exterior)) and my premium was £670 this year.
I'm glad I'm slowly becoming an old fart ... but only for this reason lol!

I'm 18, full license, with a 1.2 '99 60S, and I was quoted €1895 (approx. £1400)from Quinn - Third Part Fire & Theft. It works out at €592 if my Dad insures the car with me as a named driver..Fully Comp!

21 years young, 1.2 2000 X reg Punto, Full Licence, 0 NCB, first car. £1250 TPFT Ouch . . .

not bad tbh
Your 21 and first car
waiting 3 years it's already shaved off about £400ish

Wait till next year keep the insurance clean and its gonna be around 650 - 750

Ziggy

650-750 will be alright!! Need to stay clean though!!

Most of my quotes were £2000+. Tesco fully comp was £4500!!! HAHA My car is only worth £2k

Adrian Flux was best for me by far!.

Not bad.

Must say, my earlier post refering to my premiums thought I'd mention that I am fully comp, no third party poo because I don't understand the use of it fully?

A few years with clean insurance and the price will dramatically drop, just got to grin and bare it for the first 2 or 3 years.

Fully comp is much better, but its not an option for most new drivers (like myself)