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Old 16-02-2008   #1
 
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quote?

just wanted to know, and i know its probobly been asked 100 times but i searched if i take out a learner policy with quinn direct now, which costs 1400, will it still be the same price when i pass my test? cheers in advance
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Old 16-02-2008   #2
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Re: quote?

I would say no i would also say the learners polocy is overpriced
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Old 16-02-2008   #3
 
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Re: quote?

its the cheapest i can get, im 17 and its fully comp under my own name?
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Old 16-02-2008   #4
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Re: quote?

have you added a named driver? have you tried the fiat forum insurance?
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Old 16-02-2008   #5
 
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Re: quote?

what difference does adding a named driver do? and il try the forum insurance now sure
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Old 16-02-2008   #6
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Re: quote?

A big diffrence i just relised my dad isnt on mine
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Old 16-02-2008   #7
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Re: quote?

Originally Posted by Steven14 View Post
what difference does adding a named driver do? and il try the forum insurance now sure
if they have passed their test ages ago and have a good driving record it makes your insurance cheaper
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Old 16-02-2008   #8
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Re: quote?

cheapest i could get was 1600 as a learner on my own and whent up by 35quid when i passed (think its cuz ya can drive on ya own). but if i add my mom to it and have me as a named driver its 242 BUT rember you can only use no claims on 1 car my moms moving her no clams for me but hers is still cheap as they still take it in to account and classed as a 2nd car

Hope this helps Tom
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Old 16-02-2008   #9
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Re: quote?

having the policy in your mums name and you as a nammed driver is called fronting, and is fraud
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Old 16-02-2008   #10
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Re: quote?

Annoys me massively that Dave the fact i am paying though the nose and they hit me i might get nothing
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Old 18-02-2008   #11
 
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Re: quote?

Well if insurance companies werent so harsh on young drivers then maybe people wouldnt go to those measures of fronting. For example im 20, 3 years clean licence and 1 years no claims with direct line. My t-jet is set to arrive in mid april more or less exactly 3 months before my 21st birthday. It will cost 1050 with mum as named driver from april to april but from july to july it comes down by £400. Do they think that the day i turn 21 im suddenly going to become a significantly better driver, i think not.

The worse bit is they wont agree to do my insurance pro rata the fooking coonts and say either pay the 1000 or bugger off basically. Which i cant do because i get multi car discount with them thanks to my dad, so if i was to go elsewhere it would cost even more. Also with direct bloody line, you cant do any sort of modification until your 25, not even change your alloys for gods sake. I could go on all day but there is nothing i can do and i wont be fronting because its not worth the risk and is also unfair on other drivers if you wreck their motor and they cant claim of your insurance. However, how they can ever really assertain who is the main driver is open to debate, especially if you live in a friendley neighbourhood where people will look out for you etc.

RANT OVER
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Old 19-02-2008   #12
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Re: quote?

Just pay it its somthing called life
im payin 1.5k
best quote i got was 10k what fool would pay that ford fiesta with ford insurence
try else whare i tried to go with same broker as half my family that was 3.5k
mum dad uncle grandad ,cousine. and then work ontop of that.

look harder simple you might get it 900 quid with just yourself also add your mum to your polocie
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Old 19-02-2008   #13
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Re: quote?

Originally Posted by Daz_Rich View Post
Just pay it its somthing called life


Exactly, fronted risk is being massively cracked down on by insurance companies
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