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Old 18-04-2017   #526
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Re: Offer 1 : Fiat Forum Insurance Save up to 15% on your best quote!

Hi,

The BBC News website reports:
"Drivers saw their car insurance premiums rise by an average of 110 in the last year, a comparison site says. More expensive repairs and recent government changes to injury payouts pushed up annual insurance costs by 16%, according to Confused.com. It found drivers paid on average 781 on comparison sites for a comprehensive policy in the year to March 2017. Average premiums are set to rise to a record high and could pass 1,000 next year, it added. Newer vehicles have seen some of the biggest rises, because their increasingly complex electronics have made repairs more expensive...

...The Confused [dot] com research...checks more than four million car insurance quotes."


I just wanted to let you know that the Chris Knott average premium through the club insurance scheme is much lower than that reported on the comparison sites.

In March 2016, Chris Knott's average premium was less than half that at 369. This March (2017) it was 399 - just a 30 increase and still majorly more economical than 781. There's definitely something beneficial for members in using the club scheme through Chris Knott then.

QUOTELINE: 0800 917 2274 - please call us at renewal.

If that's before 1st June you'll also gain entry in the Chris Knott 'British F1 Grandstand Tickets' Prize Draw.

best,
Nick


****************
Recent testimonials from CK customers across the car enthusiast community...

"367 cheaper than my renewal from flux, 65 cheaper with no limited mileage & all mods covered after shopping around. I am a happy bunny thanks." G30001, R32 Owners Club

"Had my quote matched today so new CK customer on Saturday as of renewal time. Covers all the mods that are planned from the stockpile of parts in the garage that have been collected over the last few months... Spoken to 3 different ladies (Tabitha, Kathy (of Legend) and Rebecca) and the level of customer service has been consistently brilliant with everything being understood first hand and not needing to explain what each mod is." benmellor, GT86/BRZ Drivers Club

"Thank you Daryl for matching a cheaper quote from another insurance company. Guess I will be staying with Chris Knott for another year. " Jon Dixon, Facebook

"I may need to hop back to chris knott insurance when my renewal comes through early next month, made the mistake of hopping over to a cheaper provider who has extortionate admin fees." sliced, Audi-Sport.net

"Recently taken a policy out with Chris Knott due to the very competitive quote. I needed to call them to change my reg number as I added my private plate to my car, I braced myself for the "well there's a charge for this and a charge for that" as experienced from other insurance companies, but no! Gave them the new number and that was that, no charge! Well done, credit where it's due!! stchris356, BimmerForums
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Old 18-04-2017   #527
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Re: Offer 1 : Fiat Forum Insurance Save up to 15% on your best quote!

My insurance is up for renewal end of this month so will be giving you a call to see what you can offer.
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Old 19-04-2017   #528
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Re: Offer 1 : Fiat Forum Insurance Save up to 15% on your best quote!

I really wish I'd called in April when mine was due, feel like I'm paying way too much right now :/
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Old 20-04-2017   #529
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Re: Offer 1 : Fiat Forum Insurance Save up to 15% on your best quote!

Well I called and you quoted me 30 cheaper than my current insurer BUT upped my excess to 150 where my current one is 0.

You stated that you can't do 0 excess which is strange for an insurance broker..... ?

I'm 47, no convictions or accidents and maximum no claims discount.
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Old 20-04-2017   #530
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Re: Offer 1 : Fiat Forum Insurance Save up to 15% on your best quote!

Hi Zeewulf, thanks for giving us a go and I'm glad we beat your best alternative.

It's not strange at all for a broker to have arrangements with insurers where there's a minimum compulsory excess that isn't as low as zero.

Did you mention your concerns when you spoke to our technician?

best,
Nick
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Old 20-04-2017   #531
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Re: Offer 1 : Fiat Forum Insurance Save up to 15% on your best quote!

Quote Originally Posted by ChrisKnottIns View Post
Hi Zeewulf, thanks for giving us a go and I'm glad we beat your best alternative.

It's not strange at all for a broker to have arrangements with insurers where there's a minimum compulsory excess that isn't as low as zero.

Did you mention your concerns when you spoke to our technician?

best,
Nick
You didn't though, If i'd made a claim I'd have been 120 worse off. 315 + 150 excess vs 345 + 0 excess = current insurer is the better deal in the event of a claim not Chris Knott....

Yes, she just stated we don't do 0 excess again. If i'd had known you don't do 0 excess I wouldn't have wasted my time calling

My attitude is if i'm paying for insurance I don't want to be paying a set sum to fix my car if I make a claim. That's what Insurance is for.
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Last edited by Zeewulf; 20-04-2017 at 22:26.
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Old 21-04-2017   #532
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Re: Offer 1 : Fiat Forum Insurance Save up to 15% on your best quote!

The excess will protect an insurer from minor claims. With zero excess you could claim for a 250 scratch. With a 100 excess you probably wouldn't bother claiming for such a small amount.
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Old 21-04-2017   #533
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Re: Offer 1 : Fiat Forum Insurance Save up to 15% on your best quote!

Quote Originally Posted by ChrisKnottIns View Post
The excess will protect an insurer from minor claims. With zero excess you could claim for a 250 scratch. With a 100 excess you probably wouldn't bother claiming for such a small amount.
I see your point but when you have a potential customer with Maximum No Claims discount (i.e. hasn't made a claim in over 10 years) then you'd think you could at least take a slight risk and offer them a 0 excess ??
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Old 21-04-2017   #534
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Re: Offer 1 : Fiat Forum Insurance Save up to 15% on your best quote!

The insurers require it so it's not something we're even able to take a view on as a broker, even on a case by case basis. You could be the absolute perfect risk and we'd still have to include an excess to satisfy them I'm afraid.
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