(G) Modding insurance???

Ive recently bought a seicento sporting jus reading through this forum about peoples induction kits etc wondered if you all actually tell ur insurance about these mods or not ? i asked my insurance company and they wanted £160 extra for an induction kit and £160 for a new backbox. Surely insurance will be void if say you hit someone and insurance company inspect your car with these mods on ?
Thx in advance for any info

yes your insurance will be void.basically you need to declare everything that deviates from standard.
basically the cost of the mod should be budgeted including the insurance cost,if you cant afford that then you cant afford the mod sucks i know

not that i cant afford it really jus dont like paying for summit that hardly increases bhp n jus sounds nice but o well guess i'll have to

elephant are quiet good, they take up to 6 mods, xxx

I drove for two years with loads of stuff on my cinq. Lowered, alloys, tinted windows, spoiler, different mirrors, dash mods, stereo. Didn't cost me a penny on the insurance. "what they don't know won't hurt them"

What you don't know can kill or jail you.

yeah thats dodgy, no point even being insured if your not declaring the mods coz its invalid any way, the " body work" mod is a good one covers alot, ( spoiler, arches, kit ) xxx

if increase that much, maybe worth looking into a new insurance provider more mod friendly?

yeah what youve been quoted is a rip off!!! xxx

Even if you don't tell then someone hits you, the Assessor from the other insurer comes out and see's you car is not as insured then you pay for the other guys car as your's shoudn't have technically been there on the first place.

This has been discussed before, I say take your chances and if it goes pear shaped don't come looking for sympathy on here.

Liam

That's a stoopid amount to be charged for a mod which basically has no effect on either
a) the performance of your car
b) its 'stealability'
c) the liklihood of it being involved in an accident.

Most insurance companies in my experience don't charge anything extra for an induction kit - maybe you're just with one of those that likes being a pain in the arse!

Try declaring your induction kit as a 'free-flow air filter'. Most of the call-center workers (in whatever country they're based in) get confused by this and will just tell you it's fine.

Danii

You could just say you've bought a new air filter, and make sure they put it in your record, this way your not lying and your insured. Also I agree with the others you need to find another insurer £160 for an induction kit is stupid, most probably wouldn't charge anything or maybe £15-20 to cover there admin costs of sending out another certificate