No mine have a logic - maybe a logic only I can see, but anyway!
I'm not buying any more Panda's anyway...... That one
scout and I rescued doesn't count, and anyway there's a plan for that one!
Peter James is the classic car collection champion of the insurers. Not everyone gets a good price, but if you do they are great. I like ringing and it's answered by a person straight away (no rubbish press this & that), they help you and understand (you're not passed around), they are not in Outer Mongolia (though Birmingham accents can get you!), and it costs about £35 each time I add a Panda (though that is an issue, as there's no good reason not to....).